Updates of sort

 So I have just been so busy with house stuff I have not had a chance to scratch my nose.

Anyway, the house stuff is travelling along, we were supposed to pay the deposit tomorrow, but that has ben delayed by our useless  mortgage broker…I will be writing to ME once this is approved and we have the cheque in our hands.  Let’s just say when people don’t read the information provided or call people back, it’s fucking annoying.  I do however understand how our advisers feel 🙂

We have been approved for the security substitution, which means we don’t do a new mortgage we just chance the houses that the mortgage is secured against 🙂  So that is kind of cool.

We are getting some extra money on the house as well, to buy some new furniture and pay off my parents etc 🙂  So in essence we will actually be completely free of extra obligations.  ONly MOrtgage and car loan..which at some point in the future we may decide to consolidate, but we have no credit cards, we will have no outstanding debts etc…now to actually start saving!!!  YIPPPEE!!

Aside from that I have some sort of bug which started yesterday – D and I both started having stomach pains yesterday afternoon and I am suffering such severe nausea  I can barely move.  The Dr reckons to take until Wednesday off…I should be right to go to work tomorrow, well I fucking hope so anyway…I hate not going to work due to sickness…we don’t exactly have the best work environment for it…especially since I seem to be the only one leaving things in the past where they belong….over 2 years ago – I was off sick for 6 mths…..but poeple keep bringing it up – what annoys me – is why does ANYONE except my direct manager even know I WAS sick….dumb fuckers!

Anyway enough about that 😀  Not much else has been going on, we have just been organising the house stuff which is taking every moment of our time since the guy doesn’t call us back nor does he make any effort to communicate what is happening until it is too late….
Will post more later as it is time to run 😀

Hope you are all doing ewll, hugs and kisses I have been reading just not commenting 🙂 I am thinking of you all though

So much going on at the moment!

So here is a very brief update, I know the formatting will be screwed, and I do apologise. I am posting this from my email at work, because I finally have a spare second, well it isn’t really spare, I am just making it spare!!

We sold our house. Yes indeed! We sold for 450k, which is 200k more than what we bought our place for 5 years ago. We have bought a place in kyneton as well. The following link will not work for long I am guessing, but there it is! That is our new house 😀

http://www.connallys.com.au/propertyDetails.php?id=1772&page=-1&parent=2&property_type=select&fromprice=350000&toprice=370000&bedrooms=0&suburb=0&postcode=Post%20Code&range=0&mode=0&redirect=list

We sold our house within a week of it being on the market and we bought at essentially the same time. Our settlement date is 22/04/10- which means for the next few months we will be packing, cleaning, throwing out stuff and getting organized for a new life in the country.

We didn’t need finance, aside from a deposit, which they are giving us a top up on our existing mortgage, then they will just reduce our overall mortgage and do a security substitution and voila! We are done. So we didn’t need to wait for a loan to be approved etc….

We drove up to Kyneton last night to sign the contracts on the new house, so we are just waiting for th deposit to come through and we will be done. We can just sit back and wait for settlement then and get everything organised!

That’s been what has been taking up all of our time as we have been house hunting and dealing with mortgage brokers and real esatate agents etc constantly for the last 3 weeks….I am really over it!! HAHAH BUt I am glad we are almost on the home stretch now.

Congratulations to us!! We have plenty of spare rooms as well, so people are more than welcome to come and stay!!

Real estate

 So we had the real estate agent over today and OMG yes, we could potentially sell for anywhere between 450 to 510K he thinks.

It is slightly lower than what we discussed on the phone only because we got the size of our block wrong.  But anyway, the above figures will be fucking awesome.

Our current mortgage is not very high, and considering we are wanting to move out kyneton way, we may be able to get into the next house with a mortgage below 50k….if we have a mortgage at all, and I would prefer one – even small, just so we have some actual cash in a savings/term deposit etc.

We are going to wait until the new year before we do anything, we now have to:

1 – see a conveyancer for section32
2 – call our mortgage holder and discuss
3 – call some real estate agents in kyneton
4 – Call our guys back and get the ball rolling.

He seemed to think that if we put it on the market in the new year it could be sold by the end of Jan/Feb….So fast!!!

OMG

Holidays

I am on holidays from work now 🙂 YAY!

I wish they would never end, but as they all good things must come to an end….god that’s a depressing though….anyway…enough of that…

MIdsummer ritual this weekend, I am looking forward to catching up with the people from last weekend, hopefully will be a blast again! Reminder need to stick the camping chairs and braziers in the car so we have some fire and seating!!

We have to go midsummer shopping on saturday morning and we are going to check out a paper store in the city…

http://www.thatsmelbourne.com.au/Shopping/Gifts/CraftsandDesigner/Pages/1983.aspx

I have walked past it hundreds of times and never been in there….and I really want to 😀 So tomorrow we are going!! I am a little excited! I would like to buy a couple of leather bound parchment filled books for different purposes 😀

I was worried about our money situation this week and guess what – shares dividends got paid! YAY! Have money now am happy! AHHHA Thank you for the timing!

Anyway more cleaning to be done, chat later!

Questions about everything

I have lost a wek somewhere and I am no sure where, however i looked at the calender and realised that my lovely minxee was now turning older and having her nudie shoot 🙂 (Just read the post about that and REOW!!! I wanna see pics!! well the ones where you are covered please!! hehe )

I wish I was in Sydney so much when my friends have birthdays and I cna’t just drop round, catch up and give them a hug 🙂 So in typical belated mellie style…have a hug and a kiss on me Minxee…I love you sweety!

On the note of minxee her enthusiam for kick boxing has made me want that as well, so I am looking into belly dancing again, seriously, I want to find place as I know I will have the sense of enthusiam she has.

Onto enthusiasm, I have found a religious path that seems to pull at me, i feel such a connection with that, that I can’t stop thinking about it and so much that I am wanting to change my entire lifestyle to suit it. I have been reading about Druidry and confess I always thought it was a bit…vague…hrmm not the right word….but anyway, after reading some information and forums etc, I am having to admit that I am completely drawn in. So many things in the information are what I do now without thinking, that I feel it is a path I was destined to find….how cliqued!!! LOL

Which then leads onto the urge to sell up our home and make a new one on a couple of acres outside of melbourne. We have discussed doing it before, but with the above pulling on me and D being really supportive and wanting to move out as well, we seem to feel the time is now. I even went so far as to contact a real estate agent and he has advised properties in our neighbouring streets have been selling for almost 550k for a smaller block to developers. So considering our block is much larger potentially we could get more. I have to admit the money sounds nice, but the idea that we would be able to sell fairly easily to a developer is what is more appealing. He is coming around on Monday to have a look at our property and tell us what he thinks.

I have to tell you not, if we got that, or more, for our place, we would be basically be set up for the future and that would be put me in a great frame of mind, as we woudl not be struglgling financially, emotionally we would be not worried about money and letting that interfere with our relationship, we would feel more relaxed about our home life and happier not being in the city being bombarded with so much psychic energies etc. I would be able to have a vegetable patch, and a garden, I would be able to have a grove that is planted by me, D and I, or one at a time could go to Uni and get some sort of qualification, I could potentialy have a baby etc….All if we decide to sell and get a decent price for the place….it is very tempting 😀

Another day another dollar

Had a pretty good weekend, went out on Sunday to a BBQ for D and was quite enjoyable. I didn’t know anyone so I felt like a 3rd wheel, but made a freidn and we sat and chatted most of the afternoon. It was a nice afternoon out of the house.

Saturday, D went out with the boys and I stayed home and played WoW while drinking bottle of wine.

I have been playing WoW a little more lately, since I have some time on my hands…not sure where the time has come from, but I am not complaining. I have been managing to get out of work before 6pm and providing the trains don’t keep me waiting for 2 hours like the other night, I am getting home at a reasonable hour..and the phone has not run with fanmily members needing my help! Which is always good!

I have no walked this week as I forgot to take myanitbitoics and have been in severe pain. So I made sure to take them yeserday and need to keep on taking them so I can walk again this week.

I really want to take up belly dancing again as well, but finding a place to do it is the difficulty.

Nothing much has been going on, we have finally gotten out of our financial issues, we are essentially debt free aside from the mortgage and car. Any attempt at saving money was gone this fortnigth as we had to pay a fair amount of money to the vet to keept Narvi alive.

Her kittens are doing relaly well, they are starting to walk a little bit, we took them out of the bos last night and just let them walk around the lounge, they kind of stumbled a fair bit, but it was cute. They have also finally started feeding from the bottle, which is a good sign her milk is finally drying up. We need to feed them four times a day, so i think the poor little guys will be starving when we get home. Thankfully I am on holidays in 8 working days and so can be home to make sure they are getting feed as needed. Have to take her to vet this week, so have the stitches removed as well then we shodul be on th ehome stretch – may as well get her vaccinated as well while we are there. Might get the dogs done next fortnight actually, i think they are both due.

I forgot to try and get piccies this weekend. Will try and do it this week!

My medical terminolgy course ends this week, well this is the last actual week of lecture, next week is the anatomical museum and certificates. So will start investigating the insurance course and applying for jobs in underwriting….tempted to apply to the hundreds of jobs in NZ to be honest 😀 but i think D would kill me…must remember to ask him 😀

All in all feeling much better about everything this week than I have for a while.